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HomeYacht EncyclopediaYacht GuideHow Much is a Private Yacht to Buy?

06 June 2025

How Much is a Private Yacht to Buy?

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Buying a private yacht is an important step towards a lifestyle of freedom and discovery for many ocean lovers. Whether it's for a weekend sail, a gathering of family and friends or a holiday on the water, owning a yacht of your own not only satisfies the desire for the sea, but is also a whole new life choice. But many people ask a very realistic question before they move on - how much is a private yacht to buy? This article will use this as a theme to bring you a systematic understanding of the acquisition cost and holding costs of private boats, to help you make a good budget before making a decision.

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How Much is a Private Yacht to Buy?

There is no single answer to the question of how much is a private yacht to buy, as the price difference is mainly determined by the type, size and functional configuration of the yacht. By purpose and configuration, we can broadly categorise boats into three types: small boats, mid-sized boats and small yachts, not covering superyachts that can cost millions of pounds, but focusing on options that are realistically affordable for most people.

Small Private Boats (£1,000 - £50,000)

Boats such as inflatables, small sailboats and fishing boats are suitable for those on a budget but looking to simply experience life on the water. The lower prices and relatively easy maintenance make them ideal for starters. The fishing boats are packed with features and there are a number of cost-effective options on the second-hand market.

Medium-Sized Private Boats (£15,000 - £200,000)

Common types include open forecabin boats, boats with cabins, centre cockpit boats and cabin cruisers. These boats cater for everyday fun on the water and are more suited to family use or multi-day cruising. With more space, some with basic amenities, and a wider price range, they are suitable for boat buyers with a medium budget.

Small Private Yachts (£50,000 - £500,000)

Power and sailing yachts fall into this category. Although not as large as superyachts, small yachts still offer a wealth of luxury features and comfort. Power yachts are easy to operate and are suitable for those who like a sense of power, while sailing yachts are more orientated towards traditional sailing pleasures, with low fuel consumption but requiring slightly more skill to operate.

How Much Does It Cost per Year to Own a Private Yacht?

Knowing ‘how much is a private yacht to buy’ is not just about the purchase price, but also about assessing the subsequent annual costs. Below are some of the most common ongoing expenses associated with owning a yacht:

Insurance: around £200 - £2,000 per annum depending on the value of the yacht and how it is used.

Berthing fees: can be as much as £10,000 per year if you choose to berth in a popular harbour, inland waters are relatively inexpensive.

Maintenance: Including engine maintenance, hull cleaning etc., budgets of £1,000 - £5,000 per annum are common.

Fuel costs: Expect to spend £50 - £300 per trip on a powerboat and less on a sailboat due to its reliance on wind power.

Winter storage costs: If you need to store your boat on the shelves, especially in colder areas, the cost can be in the region of £500 - £3,000.

Registration and licence fees: £50 - £200 per annum depending on the type of boat and regional policy.

Depreciation losses: almost all yachts depreciate in value by around 10% per annum.

As well as asking ‘how much is a private yacht to buy’, boat buyers need to consider whether they are looking for a new or used yacht. New yachts have the advantage of being technologically advanced, in good condition and with a long warranty, but the initial investment is high and the value depreciates quickly in the first few years. Used yachts are relatively inexpensive to purchase and have less room for depreciation. However, the potential repair and maintenance needs are higher, it is recommended to buy under the guidance of a professional surveyor.

There is no uniform answer to the question of how much is a private yacht to buy, and Yachttrading, as a platform specialising in providing one-stop services for yacht pricing, trading, transport and maintenance, suggests that you fully understand the costs involved before choosing a yacht, so that you can start your private yachting life in a more rational and reassuring way.

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